At Fettle.ie, we want to make mental health support accessible and affordable. Many of our therapists are fully accredited, meaning your sessions may be eligible for reimbursement if you hold a private health insurance policy.
For most outpatient counselling/psychotherapy benefits, the process is simple.
You pay Fettle.ie for your session in full at the time of booking or the session.
You receive a receipt from your therapist (ensure it includes their Accreditation Number).
You submit the receipt to your insurer (via their app or post) to claim your refund.
Select your provider below to see requirements.
The Traditional Standard
Vhi’s guidance for claiming back on counselling, psychotherapy, or psychology points you to practitioners on approved lists via specific bodies.
It’s worth checking “MyVhi → Check my benefits” for the exact benefit on your policy.
Filter for IACP, ICP, or PSI accredited therapists on Fettle.ie to ensure you can claim.
Filter Therapists →
Broad & Inclusive
For Adult counselling and psychotherapy (Counsellors & Therapists), Laya’s rules specify the therapist must be fully accredited with one of their recognised bodies.
Choose a therapist fully accredited with IACP, ICP, BABCP, or IABCP.
Find a Therapist →
Flexible & Modern
Irish Life Health specifies that practitioners must be accredited members of specific bodies depending on whether they are Counsellors, Psychotherapists, or Psychologists.
Where included on the plan, they contribute towards counselling by a member of:
Ensure your therapist is an accredited member of the relevant body (IACP/ICP for counselling, PSI for psychology).
Browse Therapists →| Accreditation Body | VHI Healthcare | Laya Healthcare | Irish Life Health |
|---|---|---|---|
| IACP | Yes | Yes | Yes |
| ICP (IAHIP, etc.) | Yes | Yes | Yes |
| PSI (Psychologists) | Yes | Check Policy | Yes |
| BABCP / IABCP | Check Policy | Yes | Check Policy |
| Pre-Accredited | No | No | No |
In many cases, yes — depending on your insurer and plan (commonly VHI, Laya Healthcare, and Irish Life Health). Coverage usually depends on your policy’s outpatient/mental health benefits and the therapist being properly accredited/registered.
Check your plan benefits for terms like counselling, psychotherapy, or outpatient mental health. Some plans also require a GP referral or a therapist registered with a recognised professional body. If you share your insurer + plan name, we can point you to what to look for.
Yes. After sessions are completed, we can provide an insurance-friendly receipt with the details insurers typically require (session date, cost, therapist details, and relevant accreditation/registration where needed).
Some plans only accept claims if the therapist meets specific registration/accreditation criteria. If needed, we can help you check requirements and match you with a therapist who fits your insurer’s criteria, where available.
Yes — if your insurer needs a specific accreditation/registration, we can rematch you with a suitable therapist (subject to availability).
Often yes, depending on the plan and therapist accreditation/registration. If your policy includes mental health benefits, online youth therapy may be claimable once sessions are delivered and receipts are submitted through your insurer’s process.
Often yes, as long as sessions are delivered as standard therapy sessions and your insurer accepts claims based on completed treatment. In most cases, you can claim once sessions are conducted and you have the relevant receipt(s) to submit.
Disclaimer: This information is for guidance only. Insurance plans vary significantly. Fettle.ie cannot guarantee reimbursement. We strongly recommend you check your specific policy terms or call your insurer to confirm coverage for a specific therapist's accreditation body before starting sessions.
